Still need to purchase health insurance for the year? You’ll want to make sure you do so before March 31st for coverage under the Affordable Care Act.

After March 31, you won’t be able to be covered by health insurance until next year (except for specific qualifying life events, like having a baby or changing your marital status). So it’s important to get covered now while you can.

It’s also important to take advantage of free money if you can. According to the Department of Health and Human Services, more than 3/4 of people who have purchased a plan through a Health Insurance Marketplace will be receiving financial assistance in paying their premiums.

Depending on your family size and income, you might be able to lower your monthly premium through an Advance Premium Tax Credit. Without checking, you could be passing up this money to help pay for insurance. To find out whether you qualify, use the Consumer Reports HealthLawHelper.org (Spanish-language version: AseguraTuSalud.org). This free interactive tool offers clear, unbiased, personalized advice and links to additional resources from Consumer Reports.

So don’t wait to sign up, and make sure that you take advantage of opportunities to save while you can!

To read more, head over to Consumer Reports’ 3 reasons to sign up for health insurance before March 31.