To date, 94% of Americans under the age of 45 have cell phones. That fact alone makes it clear that a cell phone has become a necessary purchase (I’d be lost in the world without mine). However, just because we’ve dished out the dollars for our iPhones and Blackberrys doesn’t mean we need to spend money accessorizing and protecting them.

Paul from WiseBread did some searching and found a great way to protect a cell phone screen without much money or effort. All you need is a piece of clear packing tape, a ruler, a pair of scissors, some water and a credit card (not to be used for buying anything, I assure you). Check out the instructional video for step-by-step directions for this simple, money-saving project.

Head over to The 1-Cent Cell Phone Protector, and Other Hacks for videos and information on other hacks including the duct tape cell phone case, the cell phone holder for your car made out of a used CD and the plastic bottle cell phone outlet mount.