Are you a senior that’s looking to cut back on expenses? While there certainly are discounts that you can take advantage of, there are other ways that you can hope to save on everyday commodities. Here are some ideas from Senior Money Memos:

1. Apply for an AARP Membership so that you can easily take advantage of the numerous discounts available to members.
2. Check with your credit card companies to see if you can get a discount on your interest rates. You may be able to score as much as 50% off and take advantage of no annual fees because of your age.
3. Check with restaurants in your area to see if they offer special discounts for seniors on certain days. Then you can plan dining out excursions accordingly.
4. Take a defensive driving course. Most likely, you’ll be able to call your auto insurance company and raise your deductible if you do this.
5. Since medicines of similar dosages are similar in cost, opt for the higher dosage meds and invest in a pill splitter. You’ll not only be able to cut your pills in half, but you’ll slash your monthly payment as well.
6. Each state is different, but many states offer free cell phone plans for seniors. Check with your state department to see if you’re eligible.
7. Need help paying the rent? The U.S. Department of Housing and Urban Development may be able to help.

Find many more ways to save over at Senior Money Memos’ 30 Money Saving Tips for Seniors.