3 Situations Where You Should Use Credit Instead of Debit


Debit or credit? It’s not always an easy decision, but it should at least be an informed decision whenever you have to choose. For example, in these 3 situations, you should always use your credit card for best and safest results: When You’re Making a Large Purchase Your credit card may have many perks that ... read more

Buying a New Home? 7 Things to Consider


Are you in the process of searching for your dream home? You might have rented a place for years while you saved money. If you can relate to this scenario, you need to consider 6 things before plunging into a stressful and challenging buyer’s market. 

 Type of Home 

 Before you can successfully buy ... read more

My Frugal Story: maree

How did you first become interested in saving money? When I had it, I didn’t budget wisely. I had it, I spent it. When I did not have it, I was forced to learn how to budget, and not spend what I needed to pay bills. What does being frugal mean to you? Being frugal ... read more

5 Foolproof Ways to Save $1,000 This Year


Looking for ways to save money around the house? You’ll probably want to start by analyzing that energy bill. In the following video, home expert Peter Walsh talks about 5 super easy ways to save a significant amount of money on your monthly bills. And best of all, none of these tips involve any kind ... read more

My Frugal Story: ramona pierce

How did you first become interested in saving money? 30 years ago as a young wife and mother of three, I learned how quickly each paycheck was spent. I was a stay at home mom by choice. My husband made just enough to get by and there were no extras. After living that way for ... read more

Do You Have Too Many Bank Accounts?

Businesswoman saving money

How many bank accounts do you have? It can definitely be a good thing to separate your savings so that different accounts can be geared toward different goals. But how much is too much? Bankrate takes a look at the pros and cons for having many different bank accounts: Source: Bankrate

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3 Things You Should Do Once You Pay Off Your Debt


So you’re officially debt free? Have you stopped jumping up and down yet? Finally being free of debt is an amazing feeling, but once you’ve arrived at that happy place, your journey is not done. There are a few other steps you’ll want to start taking so that you don’t end up in the debt ... read more

Amazing Cash Back Credit Card Perk You Didn’t Know About


          You know how there are some price protection offers, like with Amazon or certain airlines, where if the price drops after you buy, you can take advantage of the lower price? What if we told you that you can take advantage of this kind of price protection on any purchases ... read more

Stuck with a Late/Overdraw Fee? Here’s How to Get It Waived


                If you’ve ever overdrawn your bank account or gotten hit with a late fee, you know about the sinking feeling that ensues in the pit of your stomach. But if you’re normally not a person to get hit with these kinds of fees, you don’t necessarily have to resign ... read more

7 Tips to Earn More Interest on Your Savings

                by: Ray @ Tip Hero With interest rates so low these days looking at the rates offered on CDs and savings accounts brings tears to my eyes. Still I try and get the very best rate for my savings even if we’re only talking an additional quarter ... read more