Some tips to save money are good for a one-time deal. But what about those savings you can gain on recurring expenses? Looking at the monthly savings can seem small, yet looking at the yearly savings is significant. Dana at Bankrate has five phone calls you should make right now.

1. Cable and Internet. When your promotional rates expire,
   that next bill could be high enough to hyperventilate over. Give them
   a call and ask if there is another promotion that you qualify for to
   maintain the same package. Or you could examine the service that you
   are currently getting. Are you watching enough of those channels in
   your package? Does your Internet need to be that fast? You might want
   to consider a downgrade on your bundle.
2. Auto Insurance. If you haven’t combined multiple vehicles
   onto one policy, then do that first. Otherwise, go online or call your
   policy manager and get to work examining all of the discounts they
   offer. Marriages, graduations, good grades, even having airbags can
   offer substantial savings.
3. See What Your Bank Can Offer. This call might land you more
   credits as well as fewer debits. Your bank might offer a savings or
   checking account that offers a higher annual percentage yield. You
   might also have the option to change to an account that has fewer
   administrative fees. Call your bank and just ask!

Go to Bankrate to see all that Dana has to say about the 5 Phone Calls That Can Save Lots of Money.